Wayflyer funding is fast, flexible working capital designed specifically for SMBs. Traditional financing is slow, rigid, and often out of reach. We assess your business performance in real time to deliver tailored funding options in minutes, not months. Together, we can turn great ideas into thriving businesses.
What makes Wayflyer funding different:
Wayflyer funding is built for the unique needs of the modern day growing small or medium business:
Data-driven decisions - We analyze your sales data and growth trajectory to determine your funding offers, not credit scores.
No equity required - You keep 100% ownership of your business.
Flexible repayment - For our MCA offering, repayments are collected as a percentage of your daily sales, so if your sales slow down, your repayments can too.
Fixed, transparent fees - One simple fee (typically 5-10%) with no hidden charges, no interest, and no penalties for early repayment
Fast funding - Get approved in as little as 24 hours and receive funds in your account within 1-3 business days
No personal guarantees - Our funding is unsecured, so your personal assets aren't at risk
Types of funding available:
While we are working to expand our product offerings, the following funding offerings are commonly available for our customers. If you have any questions about your specific circumstance, do not hesitate to reach out to our sales team, who can best identify how to support your specific business needs.
Merchant Cash Advance (MCA)
Our core funding product provides working capital for inventory purchases, marketing campaigns, or general business expenses.
Perfect for businesses that need a quick injection of capital with flexible repayment aligned to their sales.
Fixed-term Loans
A structured commercial, fixed-term loan with a fixed repayment structure. The capital can be used for any business expenses a growing business has.
Perfect for a growing business that is looking for predictable payment scheduling with a set term length
*Specific funding offerings may be subject to availability based on regional, or business restrictions.
How funding works:
Apply - Connect your business data, via eCommerce platforms, accounting integrations, banking connections, and other business data platforms.
Get offers - Receive personalized funding offers based on your business performance
Accept - Choose the offer that works best for your needs
Receive funds - Funds are deposited directly into your bank account within 1-3 days
Repay - Remittances are collected automatically as a percentage of daily sales or fixed daily amounts
Scale - As you repay and your business grows, you can access additional funding
What you can use funding for:
Inventory purchases - Stock up for peak seasons or restock best-sellers
Marketing campaigns - Invest in Facebook Ads, Google Ads, and other advertising
Business growth - Expand product lines, enter new markets, or scale operations
Working capital - Cover cash flow gaps between paying suppliers and receiving customer payments